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PPLI.com is an independent educational and research platform. It does not sell insurance, manage assets or give personal tax or legal advice. What a conversation here can do is narrower and, for most families, more useful at the start: clarify whether the structure plausibly fits your facts, identify the jurisdictional questions your situation raises, and set out the questions your own tax, legal and insurance professionals will need to answer before anything is implemented.
If your situation calls for specialists, the discussion will point out which disciplines belong at the table — tax counsel in the relevant countries, estate lawyers, carriers active in the appropriate jurisdictions. The decision whether and how to proceed always remains with you and your advisers.
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