Private Placement Life Insurance for wealth that deserves a smarter structure
Private placement life insurance allows ultra-high-net-worth families to grow investments tax-efficiently, protect assets across jurisdictions, and transfer generational wealth — inside one elegant legal framework.
Whether it fits a particular family is a question of facts rather than a wealth figure: see who PPLI may suit
✦PPLI.comConcierge
60-second assessment · Confidential
Welcome — we're glad to show you what's possible here. Some families arrive with a specific question; others want to know whether this structure fits them at all. Which are you?
This is what we do — all day, in seven languages, for families like yours.
Considering…
AI assistant · Educational only — never personal tax, legal, or investment advice.
The wealth paradox
Family wealth is usually lost to tax, division and drift rather than to poor investment decisions.
The families who endure don't just invest well — they structure intelligently.
Private Placement Life Insurance is not a product — it is an institutional architecture for preserving wealth across generations.
01
Wrap
Your investments enter a life insurance policy
Your portfolio — hedge funds, private equity, real estate, venture capital — sits inside a life insurance structure recognized by tax authorities in major jurisdictions.
02
Grow
Wealth compounds without annual taxation
All gains grow tax-deferred. Capital compounds the way the largest endowments operate — without the drag of annual capital gains, dividends, or interest taxes.
03
Transfer
Heirs receive the death benefit, generally free of income tax
When properly structured, the death benefit can pass to beneficiaries free of income tax and, with appropriate planning, outside the taxable estate. Typically no probate, no public records, and no forced liquidation.
Confidential assessment
Is PPLI right for your family?
Share your details and a member of the PPLI.com team will review your inquiry and respond personally, in writing — usually within one business day. All inquiries are strictly confidential.
Your data is encrypted and handled in strict confidence.
PPLI.com
The PPLI Playbook
2026
Complimentary · 46 pages
Our working guide to Private Placement Life Insurance
Covers PPLI mechanics, jurisdictional comparison, hedge fund selection criteria, and family office integration strategies. Each copy is sent personally by our team — not by an automated sequence.
PPLI.com is an independent research and education platform devoted to private placement life insurance. It does not sell insurance products, manage client assets, act as a broker-dealer, or represent any carrier or jurisdiction — which is why the research it publishes can be read on its own terms.
How does PPLI.com work with families and their advisers?
Most conversations begin with a single written question. A senior specialist reviews it and replies personally, in writing, usually within one business day. Where it is useful we provide independent research, jurisdictional comparison, and curated introductions across long/short equity, global macro, credit, and multi-strategy managers — always alongside the family's own tax and legal counsel, never in place of it.
Is PPLI.com independent of the insurance carriers?
Yes. PPLI.com does not sell insurance products, does not manage client assets, does not act as a broker-dealer, and does not represent any carrier or jurisdiction. That independence is the reason the research can be read on its own terms. How it works in practice is set out on our about page.
Who does PPLI.com work with?
Ultra-high-net-worth families, family offices, and the senior bankers, attorneys and tax advisers who serve them. Whether the structure fits a particular family is a question of portfolio composition, time horizon and tax exposure rather than a single wealth figure — see who PPLI may suit.
How does an engagement with PPLI.com begin?
Usually with a single written question. A senior specialist reviews it and replies personally, in writing, normally within one business day. There are no sales calls and no automated sequences. Where it is useful we provide jurisdictional comparison, independent research and curated introductions — always alongside the tax and legal counsel the family already uses, never in place of it. You can request a confidential review at any time.
What does PPLI.com publish?
Research every week, sourced to primary law rather than to marketing material: technical and regulatory analysis, jurisdictional comparison, provider due diligence, and a glossary of the terms used in this market. The full library sits in news and intelligence.
Questions about the structure itself — who qualifies, whether it is legal, what a policy can hold and what it costs — are answered in full in our guide to private placement life insurance.
Who we serve
Built for sophisticated wealth
UHNW families
Families seeking tax-efficient growth and generational transfer across jurisdictions — where the portfolio, the horizon and the tax exposure decide the question, not a wealth figure.
Family offices
Institutional structuring, hedge fund due diligence, and governance advisory.
Senior bankers and institutions
PPLI research, compliance frameworks, and client-ready intelligence.
Your information is submitted over an encrypted connection and handled in accordance with our Privacy Policy. PPLI.com does not sell personal information. Any external introduction is made only with your permission.
Your inquiry is read personally by a senior specialist — never routed into a sales funnel. You will receive a written reply, usually within one business day.