PPLI allows ultra-high-net-worth families to grow investments tax-efficiently, protect assets across jurisdictions, and transfer generational wealth — inside one elegant legal framework.
Private Placement Life Insurance is not a product — it is an institutional architecture for preserving wealth across generations.
01
Wrap
Your investments enter a life insurance policy
Your portfolio — hedge funds, private equity, real estate, venture capital — sits inside a life insurance structure recognized by tax authorities in all major jurisdictions.
02
Grow
Wealth compounds without annual taxation
All gains grow tax-deferred. Capital compounds the way the largest endowments operate — without the drag of annual capital gains, dividends, or interest taxes.
03
Transfer
Heirs receive the full value, tax-free
The death benefit passes to beneficiaries free of income and estate taxes. No probate, no public records, no forced liquidation.
Confidential assessment
Is PPLI right for your family?
Share your details and a senior advisor will respond within 24 hours. All inquiries are strictly confidential.
PPLI is a customized variable universal life insurance policy designed for high-net-worth individuals and families. It combines tax-deferred investment growth, estate tax elimination, and creditor protection with the ability to hold sophisticated investments like hedge funds, private equity, and real assets.
Who qualifies for PPLI?
Accredited investors and qualified purchasers — typically families with $5 million or more in investable assets who meet securities regulations thresholds.
How does PPLI reduce taxes?
Investments grow tax-deferred inside the policy. Upon death, the entire benefit passes to beneficiaries free of income and estate tax.
How do I select a hedge fund manager for PPLI?
Evaluate track record, strategy alignment, liquidity terms, and operational infrastructure. PPLI.com provides independent research and curated introductions across long/short equity, global macro, credit, and multi-strategy managers.
Can a family office benefit from PPLI?
Family offices use PPLI as a core component of multi-generational wealth architecture — providing tax-efficient growth, creditor protection, and simplified estate transfer within a single governed structure.
Who we serve
Built for sophisticated wealth
UHNW families
$5M-$500M+ seeking tax-efficient growth and generational transfer across jurisdictions.
Family offices
Institutional structuring, hedge fund due diligence, and governance advisory.
Senior bankers and institutions
PPLI research, compliance frameworks, and client-ready intelligence.
Independent since 1999·No carrier affiliations·Trusted by 2,400+ families·47 jurisdictions
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No sales calls. No affiliations. No pressure. Just clarity on what is possible for your family.