Booking centre
United Kingdom
The rules behind every bank page in United Kingdom: who licenses banks, what happens to custody assets and deposits if a bank fails, how enforcement decisions are published, and what is shared with tax authorities abroad.
Ranking
Banks rated in United Kingdom
#BankBooking centrePPLI.comRating
1
CCoutts & CompanyCouttsUnited Kingdom842
ALArbuthnot Latham & Co., LimitedArbuthnot LathamUnited Kingdom712
WPWeatherbys Bank LimitedWeatherbys Private BankUnited Kingdom71
BPBarclays Bank PLCBarclays Private BankUnited KingdomRating in preparation
CHC. Hoare & Co.C. Hoare & Co.United KingdomRating in preparation
HGHSBC UK Bank plcHSBC Global Private Banking (UK)United KingdomRating in preparation
LPLloyds Bank plcLloyds Bank Private BankingUnited KingdomRating in preparation
UWUBS AG (London Branch)UBS Wealth Management (UK)United KingdomRating in preparation
CALWPBPCHHGLPUWThe framework
Licensing, protection and disclosure in United Kingdom
Each point links to the source it was checked against on the review date.
Regulator and licensing lawFinancial Services and Markets Act 2000. Section 19 (the general prohibition): no person may carry on a regulated activity in the UK unless authorised or exempt. Source
Deposit protectionFinancial Services Compensation Scheme (FSCS). Cover: GBP 120,000 per eligible person per bank, building society or credit union; rose from GBP 85,000 on 1 December 2025 and applies to firms that failed after 30 November 2025. Currency: GBP. What is covered: Deposits with providers authorised by the PRA; joint accounts protected up to the limit per eligible person; firms sharing one banking licence are treated as one bank. Payout: Within seven working days of a bank, building society or credit union failing; complex cases such as temporary high balance claims take longer. Source
Custody assets in insolvencyFCA Client Assets Sourcebook (CASS): CASS 6 custody assets and CASS 7 client money (statutory trust). FCA firms page: rules in CASS must be followed whenever a firm holds or controls client money; purpose is to keep client money and assets safe if firms fail. Source
State guaranteesNone identified.
Important information. Editorial opinion of PPLI.com on the date shown, based on public information, client experience and editorial judgment. Not a statement of fact, a credit rating or investment, legal, tax or financial advice; verify with the bank and your own advisers before acting. No liability is accepted for reliance on this content. Bank names and logos are used for identification only. Ratings are updated every quarter. This is the Q4 2026 edition, and a rating can change between editions if something material happens. Full disclaimer
Ratings signed by Noam Cohen, Editor, Bank IntelligenceReviewed 2 November 2026Methodology version 2.3Corrections [email protected]