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RBC Royal BankRR
RBC Cayman review

RBC Royal Bank (Cayman) Limited

Our review of RBC Cayman for ultra-high-net-worth families. We researched the legal entity that holds the licence and books the account, not just the brand.

Booking centreCayman Islands
RegulatorCayman Islands Monetary Authority (CIMA)
Legal formLocally incorporated subsidiary
GroupRBC Caribbean (RBC Financial (Caribbean) Limited and its subsidiaries) within Royal Bank of Canada
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PPLI.com
Private Bank Rating
Rating in preparation

We are still preparing the rating for this bank. What we have on file so far is below.

About the rating

Part of RBC. The group card is led by Royal Bank of Canada (Channel Islands) Limited, whose own rating is the group's headline rating. This booking centre is rated separately.

The rating

What the PPLI.com rating of RBC Royal Bank considers

This is our editorial assessment of RBC Royal Bank. We look at the areas below, which matter to a family deciding where to keep its assets, and weigh them together with what clients tell us and the service they get. Retail products, branches and apps play no part. The public sources we used are listed at the foot of the page.

Conduct and enforcement

What regulators, prosecutors and courts have concluded about this licence holder in recent years.

Protection of client assets

Whether custody assets are ring-fenced by law in the booking centre, whether deposits are protected, and whether the custody terms can be read before signing.

Service for complex families

The breadth of private banking services the bank publishes for this booking unit, including work with external managers and family offices.

Cost transparency

Whether a prospective client can see the tariff and the bank's policy on third party payments before asking.

Ownership and control

Whether the bank's owners are public, how official assessments rate the anti-money-laundering regime of any owner's home jurisdiction, and whether a politically exposed person holds a significant stake. The same test applies to every bank.

Client opinions and service

What clients of RBC Royal Bank and their advisers tell us in confidence, and the service the bank gives to families. We never publish names. Tell us about yours

PPLI.comPrivate Bank RatingRating in preparation

The rating expresses the opinion of PPLI.com on the date shown. It is not a statement of fact about the bank, not a credit rating, not a forecast of failure and not investment advice. Read about the rating.

The record

Regulatory and legal record

What regulators, prosecutors and courts have decided, recorded against the legal entity they named, with the status, the amounts as published and a link to the original document. Claims and investigations still under way are marked as open.

We found no regulatory, criminal or court decision naming this licence holder in the last ten years, in the sources listed below.
The bank at a glance

Identity, protection and services

Legal identity

Legal nameRBC Royal Bank (Cayman) Limited
LEI549300ZJ3TRNYZ63TS23
LicenceCategory A banking licence (CIMA Category A bank list, updated 30 June 2022)  Source
RegulatorCayman Islands Monetary Authority (CIMA)
Legal formLocally incorporated subsidiary
OwnerRoyal Bank of Canada Source

Ownership

Group parentRoyal Bank of Canada (listed, TSX / NYSE)  Source
ControlWidely held; no shareholder with 10% or more  Source (10 February 2026)
Disclosed holdings of 3% or moreVanguard Capital Management 5.12%  Source (30 September 2026)

Ownership is shown as published, with its date. It describes who owns the bank; it does not, by itself, suggest any wrongdoing by the bank or its owners.

Financial strength, as reported

Credit ratingsNot published
Capital ratioNot published
SizeNot published

Services published for this booking unit

Discretionary management
Advisory mandates
Custody only (execution and safekeeping)
Lombard lending
Multi currency accounts
Trust and fiduciary services
Family office services
Wealth planning
Consolidated reporting
External asset manager desk

Offered at this booking centreOffered by the group, not confirmed hereNot located, which does not mean unavailable
Checked on the bank's own pages, 2 November 2026.

Access and costs

Minimum relationshipNot published
US personsNot published
Fee scheduleNot published
Third party paymentsNot published
Transfer out termsNot published

Protection of client assets

Deposit protectionA regulator statement of absence was not located.
Custody lawNot published
Custody termsNot published
Your experience

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If you bank with RBC Royal Bank or advise clients who do, your experience forms part of its PPLI.com rating. Every response is read by the editor and treated in strict confidence.

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Our commitment to confidentiality

Your name, email and telephone number are seen only by the PPLI.com editor. They are never published, never passed to RBC Royal Bank or any other bank, and never used for marketing. We may contact you once to clarify your assessment. Once verified by our editors, your assessment can lead to a disclosed adjustment of this bank's PPLI.com rating. It is never published with your name.

Sources

  1. Regulator registers and the bank's own publications.

For RBC Royal Bank

Before we publish a significant negative finding, we give the bank the facts and time to comment, on the same timetable for every bank. Corrections we verify are published with the date of the change. Write to [email protected] quoting reference BK-KY-RBC-CAYMAN-EFF5C7.

About this file

Researched by the PPLI.com research desk from the public sources listed. The rating is our editorial opinion; read how we rate.

Important information. Editorial opinion of PPLI.com on the date shown, based on public information, client experience and editorial judgment. Not a statement of fact, a credit rating or investment, legal, tax or financial advice; verify with the bank and your own advisers before acting. No liability is accepted for reliance on this content. Bank names and logos are used for identification only. Ratings are updated every quarter. This is the Q4 2026 edition, and a rating can change between editions if something material happens. Full disclaimer
Rating signed by Noam Cohen, Editor, Bank IntelligenceReviewed 2 November 2026Methodology 2.3Reference BK-KY-RBC-CAYMAN-EFF5C7
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