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UBSU
UBS Luxembourg review

UBS Europe SE, Luxembourg Branch

Our review of UBS Luxembourg for ultra-high-net-worth families. We researched the legal entity that holds the licence and books the account, not just the brand.

Booking centreLuxembourg
RegulatorBaFin/ECB (home, licence holder UBS Europe SE, Frankfurt; ECB significant institution); CSSF (host)
Legal formBranch of UBS Europe SE, Frankfurt am Main (LEI 5299007QVIQ7IO64NX37)
GroupUBS Group
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PPLI.com
Private Bank Rating
Rating in preparation

We are still preparing the rating for this bank. What we have on file so far is below.

About the rating

Part of UBS. The group card is led by UBS Switzerland AG, whose own rating is the group's headline rating. This booking centre is rated separately.

The rating

What the PPLI.com rating of UBS considers

This is our editorial assessment of UBS. We look at the areas below, which matter to a family deciding where to keep its assets, and weigh them together with what clients tell us and the service they get. Retail products, branches and apps play no part. The public sources we used are listed at the foot of the page.

Conduct and enforcement

What regulators, prosecutors and courts have concluded about this licence holder in recent years.

Protection of client assets

Whether custody assets are ring-fenced by law in the booking centre, whether deposits are protected, and whether the custody terms can be read before signing.

Service for complex families

The breadth of private banking services the bank publishes for this booking unit, including work with external managers and family offices.

Cost transparency

Whether a prospective client can see the tariff and the bank's policy on third party payments before asking.

Ownership and control

Whether the bank's owners are public, how official assessments rate the anti-money-laundering regime of any owner's home jurisdiction, and whether a politically exposed person holds a significant stake. The same test applies to every bank.

Client opinions and service

What clients of UBS and their advisers tell us in confidence, and the service the bank gives to families. We never publish names. Tell us about yours

PPLI.comPrivate Bank RatingRating in preparation

The rating expresses the opinion of PPLI.com on the date shown. It is not a statement of fact about the bank, not a credit rating, not a forecast of failure and not investment advice. Read about the rating.

The record

Regulatory and legal record

What regulators, prosecutors and courts have decided, recorded against the legal entity they named, with the status, the amounts as published and a link to the original document. Claims and investigations still under way are marked as open.

We found no regulatory, criminal or court decision naming this licence holder in the last ten years, in the sources listed below.
The bank at a glance

Identity, protection and services

Legal identity

Legal nameUBS Europe SE, Luxembourg Branch
LEINot published
LicenceLuxembourg branch of UBS Europe SE (German SE, credit institution)  Source
RegulatorBaFin/ECB (home, licence holder UBS Europe SE, Frankfurt; ECB significant institution); CSSF (host)
Legal formBranch of UBS Europe SE, Frankfurt am Main (LEI 5299007QVIQ7IO64NX37)
OwnerUBS Group AG ()

Ownership

Group parentUBS Group AG (listed, SIX (also NYSE))  Source
ControlWidely held; no shareholder with 10% or more  Source (30 September 2026)
Disclosed holdings of 3% or moreBlackRock Inc., New York 5.01%  Source (30 November 2023)

Ownership is shown as published, with its date. It describes who owns the bank; it does not, by itself, suggest any wrongdoing by the bank or its owners.

Financial strength, as reported

Credit ratingsNot published
Capital ratioNot published
SizeNot published

Services published for this booking unit

Custody only (execution and safekeeping)
Mortgage lending
Multi currency accounts
Trust and fiduciary services
Family office services
Consolidated reporting
External asset manager desk

Offered at this booking centreOffered by the group, not confirmed hereNot located, which does not mean unavailable
Checked on the bank's own pages, 2 November 2026.

Access and costs

Minimum relationshipNot published
US personsNot published
Fee scheduleNot published
Third party paymentsPublished  Source
Transfer out termsNot published

Protection of client assets

Deposit protectionA Luxembourg branch of a bank from another EU state is covered by its home state scheme, not the FGDL; the home scheme limit is also EUR 100,000.
Custody lawLaw of 1 August 2001 on the circulation of securities: securities held on account are an intangible interest of the account holders and are claimed collectively from the liquidator, with any shortfall shared pro rata (Arts 3(1), 10(1), 10(2)). Rules on re-use were not located in the statute text read.
Custody termsPublished  Source
Your experience

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Our commitment to confidentiality

Your name, email and telephone number are seen only by the PPLI.com editor. They are never published, never passed to UBS or any other bank, and never used for marketing. We may contact you once to clarify your assessment. Once verified by our editors, your assessment can lead to a disclosed adjustment of this bank's PPLI.com rating. It is never published with your name.

Sources

  1. Regulator registers and the bank's own publications.

For UBS

Before we publish a significant negative finding, we give the bank the facts and time to comment, on the same timetable for every bank. Corrections we verify are published with the date of the change. Write to [email protected] quoting reference BK-LU-UBS-EUROPE-17BE75.

About this file

Researched by the PPLI.com research desk from the public sources listed. The rating is our editorial opinion; read how we rate.

Important information. Editorial opinion of PPLI.com on the date shown, based on public information, client experience and editorial judgment. Not a statement of fact, a credit rating or investment, legal, tax or financial advice; verify with the bank and your own advisers before acting. No liability is accepted for reliance on this content. Bank names and logos are used for identification only. Ratings are updated every quarter. This is the Q4 2026 edition, and a rating can change between editions if something material happens. Full disclaimer
Rating signed by Noam Cohen, Editor, Bank IntelligenceReviewed 2 November 2026Methodology 2.3Reference BK-LU-UBS-EUROPE-17BE75
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