What it costs
What Santander International charges, centre by centre
Fees are set by each booking entity, so they are shown centre by centre. Two of the two centres of Santander International publish a fee schedule, read on 6 November 2026 from the documents linked under each table. To compare banks fairly we put every published fee in US dollars at the same indicative rates and apply it to the same reference amounts, then rate each fee against the average of the other banks that publish it. Five stars is the lowest fee, one star the highest. Terms a family actually negotiates are often different, and a bank can change its schedule at any time.
The published fees side by side
| Fee | Isle of Man | Jersey | Other banks |
|---|
| Minimum annual feeper year, or fee below the asset threshold | USD 624 a year | Not in the schedule | Not compared |
| Outgoing international transferper transfer, standard | USD 39 | USD 26 | Not compared |
| Account maintenanceper year | Not in the schedule | USD 0 a year | Not compared |
Each fee is rated against the average of the other banks that publish it: five stars is the lowest, one star the highest. The schedules, their dates and what each leaves out are listed centre by centre below.
Isle of Man · Santander Financial Services plc, Isle of Man BranchCentre file
Not in the published schedule: custody and safekeeping, discretionary mandate, advisory mandate, equity trade, bond trade, third party fund subscription, currency conversion, account maintenance, transfer of securities to another bank, closing the account, lombard loan margin.
Sources.
- Charges, Charges correct as at 15 April 2021, read on 6 November 2026
- Minimum balance fee for International customers, From July 2025 (first charge at the beginning of August 2025), read on 6 November 2026. News page. Applies to customers residing outside the Channel Islands, Isle of Man, UK and Republic of Ireland.
- Santander International Charge Cards, Fees and Charges, August 2025 (from file name), read on 6 November 2026. Charge cards issued by AF Payments Ltd (Accomplish Group); card fees only, not used for any line.
Jersey · Santander Financial Services plc, Jersey BranchCentre file
Not in the published schedule: custody and safekeeping, discretionary mandate, advisory mandate, equity trade, bond trade, third party fund subscription, currency conversion, minimum annual fee, transfer of securities to another bank, closing the account, lombard loan margin.
Sources.
- Charges, Charges correct as at 15 April 2021, read on 6 November 2026
How the comparison works: USD 25 million booked with the bank: half under a discretionary balanced mandate, half in custody with advice; 24 equity trades of USD 250,000 and 8 bond trades of USD 500,000 a year; 6 currency conversions of USD 1 million; 24 outgoing international transfers. Tiered fees are applied to those amounts tranche by tranche, stated minimums are applied, and amounts are converted at indicative rates of 2026-11-06. Read how we compare fees.
