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Liechtenstein

The rules behind every bank page in Liechtenstein: who licenses banks, what happens to custody assets and deposits if a bank fails, how enforcement decisions are published, and what is shared with tax authorities abroad.

The framework

Licensing, protection and disclosure in Liechtenstein

Each point links to the source it was checked against on the review date.

Regulator and licensing lawBanking Act (Bankengesetz, BankG, LGBl. 1992 Nr. 108). Art. 15(1): banks and investment firms need an FMA licence before starting business.  Source
Deposit protectionEinlagensicherungs- und Anlegerentschaedigungs-Stiftung PCC (EAS Liechtenstein), run by Deposit Guarantee and Investor Compensation Foundation PCC, Austrasse 46, LI-9490 Vaduz. Cover: CHF 100,000 per person or the equivalent in another currency, consolidated across all accounts at the bank. Currency: CHF. What is covered: All kinds of account balances, call money and time deposits including accrued interest; private and corporate clients and foundations.  Source
Custody assets in insolvencyBanking Act Art. 7 (Einlagensicherung und Anlegerschutz) applies to banks and investment firms that hold client money or financial instruments.  Source
Size of the banking sector11 Liechtenstein banks; client assets under management CHF 538.0 billion on a consolidated basis in 2025, of which CHF 239.5 billion (44.5%) attributable to the banks in Liechtenstein.  Source
State guaranteesThe Liechtensteinische Landesbank state guarantee has been repealed. Art. 5 of the Gesetz ueber die Liechtensteinische Landesbank appears as Aufgehoben, repealed by LGBl. 2019 Nr. 113. The Land must hold at least 51% of the shares (Art. 6(2)).  Source
Important information. Editorial opinion of PPLI.com on the date shown, based on public information, client experience and editorial judgment. Not a statement of fact, a credit rating or investment, legal, tax or financial advice; verify with the bank and your own advisers before acting. No liability is accepted for reliance on this content. Bank names and logos are used for identification only. Ratings are updated every quarter. This is the Q4 2026 edition, and a rating can change between editions if something material happens. Full disclaimer
Ratings signed by Noam Cohen, Editor, Bank IntelligenceReviewed 2 November 2026Methodology version 2.3Corrections [email protected]
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