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VP BankV
VP Bank Liechtenstein review

VP Bank AG

Our review of VP Bank Liechtenstein for ultra-high-net-worth families. We researched the legal entity that holds the licence and books the account, not just the brand.

Booking centreLiechtenstein
RegulatorFMA Liechtenstein
Legal formLicence holder
GroupVP Bank Group
Founded1956
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PPLI.com
Private Bank Rating
84
out of 100
Editorial assessment on UHNW criteria
Reviewed 2 November 2026 · Q4 2026 edition
Updated every quarter
Rating signed byNoam CohenEditor, Bank Intelligence
About the rating
The group

VP Bank in 2 booking centres

The headline rating of VP Bank is the rating of its parent licence holder shown above. Each booking centre is rated separately: the licence holder's record is shared by its branches, while protection, services and costs depend on where the account is booked.

The rating

What the PPLI.com rating of VP Bank considers

This is our editorial assessment of VP Bank. We look at the areas below, which matter to a family deciding where to keep its assets, and weigh them together with what clients tell us and the service they get. Retail products, branches and apps play no part. The public sources we used are listed at the foot of the page.

Conduct and enforcement

What regulators, prosecutors and courts have concluded about this licence holder in recent years.

Protection of client assets

Whether custody assets are ring-fenced by law in the booking centre, whether deposits are protected, and whether the custody terms can be read before signing.

Service for complex families

The breadth of private banking services the bank publishes for this booking unit, including work with external managers and family offices.

Cost transparency

Whether a prospective client can see the tariff and the bank's policy on third party payments before asking.

Ownership and control

Whether the bank's owners are public, how official assessments rate the anti-money-laundering regime of any owner's home jurisdiction, and whether a politically exposed person holds a significant stake. The same test applies to every bank.

Client opinions and service

What clients of VP Bank and their advisers tell us in confidence, and the service the bank gives to families. We never publish names. Tell us about yours

PPLI.comPrivate Bank Rating84

The rating expresses the opinion of PPLI.com on the date shown. It is not a statement of fact about the bank, not a credit rating, not a forecast of failure and not investment advice. Read about the rating.

The record

Regulatory and legal record

What regulators, prosecutors and courts have decided, recorded against the legal entity they named, with the status, the amounts as published and a link to the original document. Claims and investigations still under way are marked as open.

We found no regulatory, criminal or court decision naming this licence holder in the last ten years, in the sources listed below.
The bank at a glance

Identity, protection and services

Legal identity

Legal nameVP Bank AG
LEIMI3TLH1I0D58ORE24Q14
LicenceBank, FMA supervised Source
RegulatorFMA Liechtenstein
Legal formLicence holder
OwnerNot published  Source

Ownership

Group parentVP Bank AG (listed, SIX)  Source
ControlStiftung Fürstl. Kommerzienrat Guido Feger (foundation, Vaduz), incl. institutions it controls, 46.6%; owned by a foundation  Source (31 December 2025)
Holder of 10% or moreStiftung Fürstl. Kommerzienrat Guido Feger, 46.6% in VP Bank AG  Source (31 December 2025)
Holder of 10% or moreU.M.M. Hilti-Stiftung, 10.3% in VP Bank AG  Source (31 December 2025)
Holder of 10% or moreMarxer Stiftung für Bank- und Unternehmenswerte, 6.3% in VP Bank AG  Source (31 December 2025)

Ownership is shown as published, with its date. It describes who owns the bank; it does not, by itself, suggest any wrongdoing by the bank or its owners.

Financial strength, as reported

Credit ratingsMoody's Issuer rating A1/P-1 (group), 2026-09
Capital ratioNot published
SizeNot published

Services published for this booking unit

Custody only (execution and safekeeping)
Multi currency accounts
Family office services
Consolidated reporting

Offered at this booking centreOffered by the group, not confirmed hereNot located, which does not mean unavailable
Checked on the bank's own pages, 2 November 2026.

Access and costs

Minimum relationshipNot published
US personsNot published
Fee schedulePublished  Source
Third party paymentsPublished  Source
Transfer out termsPublished  Source

Protection of client assets

Deposit protectionLiechtenstein banks are members of EAS Liechtenstein: CHF 100,000 per person, consolidated across accounts at the bank.
Custody lawBanking Act Art. 12 restricts the re-pledging of client securities; segregation of client securities in a bank's bankruptcy rests on general property and insolvency law (right of separation), not on a bank specific custody article located in the Act.
Custody termsPublished  Source
Your experience

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If you bank with VP Bank or advise clients who do, your experience forms part of its PPLI.com rating. Every response is read by the editor and treated in strict confidence.

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Our commitment to confidentiality

Your name, email and telephone number are seen only by the PPLI.com editor. They are never published, never passed to VP Bank or any other bank, and never used for marketing. We may contact you once to clarify your assessment. Once verified by our editors, your assessment can lead to a disclosed adjustment of this bank's PPLI.com rating. It is never published with your name.

Sources

  1. Regulator registers and the bank's own publications.

For VP Bank

Before we publish a significant negative finding, we give the bank the facts and time to comment, on the same timetable for every bank. Corrections we verify are published with the date of the change. Write to [email protected] quoting reference BK-LI-VP-BANK-111F6C.

About this file

Researched by the PPLI.com research desk from the public sources listed. The rating is our editorial opinion; read how we rate.

Important information. Editorial opinion of PPLI.com on the date shown, based on public information, client experience and editorial judgment. Not a statement of fact, a credit rating or investment, legal, tax or financial advice; verify with the bank and your own advisers before acting. No liability is accepted for reliance on this content. Bank names and logos are used for identification only. Ratings are updated every quarter. This is the Q4 2026 edition, and a rating can change between editions if something material happens. Full disclaimer
Rating signed by Noam Cohen, Editor, Bank IntelligenceReviewed 2 November 2026Methodology 2.3Reference BK-LI-VP-BANK-111F6C
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