PPLI.com (the “website”) is made available on the condition that you accept these Terms of Use together with the Privacy Policy. If you do not agree with any part of these Terms, please do not use the website. Continued use of the website constitutes acceptance of the Terms as in effect at the time of use.
PPLI.com is an independent educational, research, and informational platform focused on Private Placement Life Insurance (PPLI) and related wealth-planning topics, serving an international audience of families, family offices, and their professional advisers. The website publishes educational content, research, and market intelligence, and may, where appropriate, facilitate introductions to independent third-party professionals or providers.
Content on this website is provided for general informational and educational purposes only. Nothing on PPLI.com constitutes, or should be relied upon as, legal advice, tax advice, investment advice, insurance advice, accounting advice, fiduciary advice, or a recommendation concerning any security or financial product.
PPLI structures are complex and their suitability and treatment depend entirely on individual circumstances. Before acting on anything you read here, you should obtain advice from appropriately qualified and licensed professionals in the relevant jurisdictions.
Nothing on this website constitutes an offer to sell or a solicitation of an offer to purchase any security, an offer to issue any insurance policy, a solicitation for any specific insurance product, or a recommendation of any specific insurance carrier, investment, or structure. Any decision to pursue a PPLI policy or related structure should be made only with the assistance of qualified professionals and on the basis of complete offering, policy, and disclosure documentation provided by the relevant regulated parties.
PPLI.com provides educational information, research, and market intelligence and may, where appropriate, provide introductions to independent third-party professionals or providers. PPLI.com does not itself issue insurance policies, act as an insurance carrier, manage client assets, custody assets, act as a broker-dealer, or provide regulated legal or tax advice.
Any professional services you may ultimately engage are provided by independent third parties under their own terms, regulatory status, and responsibility.
The website may reference or link to insurance carriers, advisers, law firms, investment managers, service providers, and external websites. Such references or links are provided for information and do not, by themselves, constitute an endorsement, partnership, agency, or representation. Third parties are solely responsible for their own services, content, and regulatory compliance.
The taxation, legal treatment, investment performance, and asset-protection characteristics of PPLI depend on individual circumstances, policy design, ownership structure, and applicable law, all of which can change. No guarantee is made regarding investment returns, tax outcomes, estate outcomes, asset protection, insurance availability, eligibility, or acceptance by any carrier. Past performance of any strategy, product, or jurisdiction referenced on this website is not indicative of future results.
The treatment of PPLI varies substantially between jurisdictions. Information published on PPLI.com may not be applicable, complete, or permitted in every jurisdiction, and is not directed at any person in a jurisdiction where its publication or use would be contrary to local law or regulation. You are responsible for ensuring that your use of the website complies with the laws applicable to you.
PPLI.com aims to provide reliable, carefully researched information, but does not warrant that every item of content is complete, current, or free of error. Laws, regulations, and market conditions change. Content may be updated, amended, or removed at any time without notice.
The PPLI.com name, and the content of this website — including articles, research, analyses, graphics, page designs, databases, and compilations — are protected by copyright and other intellectual-property laws and belong to PPLI.com or its licensors.
You may read, download, and print content for personal, non-commercial use, and you may link to pages of this website in a fair and lawful manner. You may not reproduce, republish, scrape for commercial republication, resell, or otherwise exploit website content, or use it in a misleading manner, without prior written permission. Nothing in this section restricts lawful indexing of the website by public search engines.
You agree not to misuse the website. In particular, you must not attempt to gain unauthorized access to any systems or data; disrupt or impair the operation of the website; introduce malicious code; engage in automated abuse of forms or infrastructure; impersonate any person or entity; use the website for any unlawful purpose; infringe the rights of others; or collect information about other users without authority.
Submitting an inquiry through this website does not create an adviser–client, attorney–client, or other professional relationship with PPLI.com or with any third party, and does not guarantee acceptance of, or a response to, the inquiry. By submitting an inquiry you agree that you may be contacted regarding its subject matter. Personal information submitted through the website is handled as described in the Privacy Policy.
Our collection and use of personal information is governed by the Privacy Policy, which forms part of these Terms.
PPLI.com is not responsible for external websites reached through links on this website, or for their content, availability, privacy practices, or services. Accessing external websites is at your own risk and subject to their own terms.
To the fullest extent permitted by applicable law, PPLI.com and its contributors shall not be liable for any indirect, incidental, consequential, or special losses, or for any loss of profit, revenue, opportunity, or data, arising out of or in connection with your use of, or inability to use, this website or its content, or your reliance on any information published on it. Nothing in these Terms excludes or limits any liability that cannot be excluded or limited under applicable law.
You agree to indemnify PPLI.com against losses, liabilities, and reasonable costs arising directly from your misuse of the website or your material breach of these Terms, to the extent such losses were caused by that misuse or breach.
PPLI.com does not guarantee that the website will be available at all times or that access will be uninterrupted or error-free. The website may be suspended, withdrawn, or restricted at any time without notice.
PPLI.com may update these Terms from time to time. The date of the most recent revision is shown at the top of this page. Your continued use of the website after changes are published constitutes acceptance of the revised Terms.
Questions about these Terms may be directed to info@ppli.com or submitted through the contact page.
Your information is submitted over an encrypted connection and handled in accordance with our Privacy Policy. PPLI.com does not sell personal information. Any external introduction is made only with your permission.