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PPLI.com is a research publisher operated by Talniri Ltd. The India edition publishes general information about how Indian law treats life insurance policies issued by insurers outside India, and related questions of exchange control, tax, disclosure and succession.
Nothing on this website is tax, legal, investment, insurance or exchange-control advice, and nothing is advice on any reader’s own position. Written answers to research questions are general information. Take advice from a Chartered Accountant, a FEMA practitioner and a lawyer in each country whose law applies to you before acting.
PPLI.com is not an insurer, an insurance intermediary or an investment adviser. It is not registered with the Insurance Regulatory and Development Authority of India or the Securities and Exchange Board of India, it does not solicit, arrange or recommend insurance in India, and nothing on this website is an offer or invitation to enter into any contract of insurance or investment. A resident of India requires the permission of the Reserve Bank of India to take a life insurance policy from an insurer outside India.
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Worked examples and calculators illustrate rules with assumed figures. They do not predict returns or tax results. A policy’s benefits, charges, liquidity and tax treatment depend on its terms, the insurer, and your circumstances.
We state Indian law as at the date on each page and correct errors when they are reported, but the law changes and the site may be out of date between revisions. We may change or remove content at any time.
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