ALArbuthnot Latham & Co., Limited
Four stars: a clean ten-year record, protected deposits and custody terms readable before signing.
Why Arbuthnot Latham has four stars
Arbuthnot Latham earns four stars. No final adverse finding against this licence holder in ten years of regulatory and court records. What a family should weigh: only part of the tariff is published. Still to be confirmed: the services offered here and the official assessment of the owners' home jurisdiction. The rating counts only what is on file.
Noam Cohen, Editor, Bank IntelligenceReviewed 6 November 2026, Q4 2026 edition. The rating weighs the public record together with what clients and their advisers tell us in confidence; retail products, branches and apps play no part.
Where Arbuthnot Latham stands out
- No final adverse finding against this licence holder in ten years of regulatory and court records.
- Custody assets are protected by statute in the booking centre, with conditions a family should read.
- Deposits are covered by a statutory protection scheme.
- The custody terms can be read in full before signing, including re-use of assets and sub-custodians.
- No politically exposed person holds a significant stake.
What to weigh
- Only part of the tariff is published.
- No public policy on third-party payments or retrocessions.
- Ownership is only partly public.
- There is no published list of what this booking centre offers private clients.
- The file does not yet include the official assessment of the owners' home jurisdiction.
The rating expresses the opinion of PPLI.com on the date shown. It is not a statement of fact about the bank, not a credit rating, not a forecast of failure and not investment advice.
Regulatory and legal record
What regulators, prosecutors and courts have decided, recorded against the legal entity they named, with the status, the amounts as published and a link to the original document. Claims and investigations still under way are marked as open.
Client experience and financial standing
What clients meet at Arbuthnot Latham, read from complaint registers, ombudsman decisions and court records, independent reporting and what clients and their advisers tell PPLI.com in confidence. Announcements by the bank, awards and marketing material are left out.
What clients report
The public sources we follow show no client complaint, court claim or incident involving this bank.
What Arbuthnot Latham charges, compared
Arbuthnot Latham publishes its fees. The figures below are its list prices, read on 6 November 2026 from the document linked at the foot of this section. To compare banks fairly we put every published fee in US dollars at the same indicative rates and apply it to the same reference amounts, then rate each fee against the average of the other banks that publish it. Five stars is the lowest fee, one star the highest. Terms a family actually negotiates are often different, and the bank can change its schedule at any time.
| Fee | Arbuthnot Latham | Other banks | Against the others |
|---|---|---|---|
| Minimum annual feeper year, or fee below the asset threshold | USD 1,560 a yearGBP 100 per month Source | USD 4,411 a yearaverage of 38 other banks | among the lowest |
| Outgoing international transferper transfer, standard | USD 39GBP 30 Source | USD 57average of 61 other banks | among the lowest |
Not in the published schedule: custody and safekeeping, discretionary mandate, advisory mandate, equity trade, bond trade, third party fund subscription, currency conversion, account maintenance, transfer of securities to another bank, closing the account, lombard loan margin.
Sources.
- Fee Information Document (Private Banking personal current account), Arbuthnot Latham & Co., Limited, 20 May 2025 (AL169), read on 6 November 2026. banking charges only
- Fees and Charges Explained, Arbuthnot Latham & Co., Limited, 06 December 2023 (AL170), read on 6 November 2026. explains the account management fee and the GBP 500,000 waiver
- Account Charges Schedule, Arbuthnot Latham & Co., Limited, 1 February 2025 (AL023 v1.1), read on 6 November 2026. reads as the commercial / non-personal schedule (GBP 40 monthly per account, commercial charge card rows); not used for the lines
How the comparison works: USD 25 million booked with the bank: half under a discretionary balanced mandate, half in custody with advice; 24 equity trades of USD 250,000 and 8 bond trades of USD 500,000 a year; 6 currency conversions of USD 1 million; 24 outgoing international transfers. Tiered fees are applied to those amounts tranche by tranche, stated minimums are applied, and amounts are converted at indicative rates of 2026-11-06. Read how we compare fees.
Identity, protection and services
Legal identity
Ownership
Ownership is shown as published, with its date. It describes who owns the bank; it does not, by itself, suggest any wrongdoing by the bank or its owners.
Financial strength, as reported
These are the published figures of Arbuthnot Banking Group PLC (consolidated), which reports for this bank. Sources: Arbuthnot Banking Group audited final results for the year to 31 December 2025 (RNS); Arbuthnot Banking Group Pillar 3 Disclosures, 31 December 2025; Arbuthnot Latham website.
Services published for this booking unit
Offered at this booking centreOffered by the group, not confirmed hereNot located, which does not mean unavailable
Checked on the bank's own pages, 2 November 2026.
Access and costs
Protection of client assets
Before opening an account
- Moving the portfolio. Use the published transfer terms as a starting point. Ask the bank to flag positions in your portfolio that would require consent, manual handling or a sale, and to quote the charges separately.
- Reporting to the family office. The bank lists a desk for external asset managers. Ask for a sample statement or data export and confirm whether it includes positions, transactions, accrued income and all currencies held.
- International payments. The fee comparison shows USD 39 for a standard outgoing transfer. Ask whether intermediary charges and FX spreads are billed separately for the currencies you use. See published fees.
Rate Arbuthnot Latham
If you bank with Arbuthnot Latham or advise clients who do, your experience forms part of its PPLI.com rating. Every response is read by the editor and treated in strict confidence.
Sources
All 13 documents cited on this page, by subject.
Fees
- Arbuthnot Latham: Fees and Charges Explained 06 December 2023 (PDF)arbuthnotlatham.co.uk · Fees
- Arbuthnot Latham: AL169 Fee Information Document 200525 (PDF)arbuthnotlatham.co.uk · Fees
- Arbuthnot Latham: AL023 Account Charges Schedule 010225 v1 1 (PDF)arbuthnotlatham.co.uk · Fees
Identity, ownership, finances and services
- Bank of England: Banks list 2610.csvbankofengland.co.uk · Licence
- GLEIF: Direct parentapi.gleif.org · Group parent
- tipranks.com: Arbuthnot bankings ceo boosts stake in companytipranks.com · Control
- tipranks.com: Liontrust scales down arbuthnot staketipranks.com · Disclosed holdings of 3% or more
- investegate.co.uk: Arbuthnot Banking Group audited final results for the year to 31 December 2025 (RNS)investegate.co.uk · Financial strength
- Arbuthnot Latham: Arbuthnot Banking Group Pillar 3 Disclosures, 31 December 2025arbuthnotlatham.co.uk · Financial strength
- Arbuthnot Latham: Investment managementarbuthnotlatham.co.uk · Services
- Arbuthnot Latham: Private bankingarbuthnotlatham.co.uk · Services
- Arbuthnot Latham: AL124 Investment Services Terms of Business 010426 (PDF)arbuthnotlatham.co.uk · Transfer out terms
The bank
- Arbuthnot Latham, websitearbuthnotlatham.co.uk
For Arbuthnot Latham
Before we publish a significant negative finding that is not already public, we give the bank the facts and time to comment, on the same timetable for every bank. Decisions of regulators and courts are shown as they were published. Corrections we verify are published with the date of the change. Write to [email protected] quoting reference BK-GB-ARBUTHNOT-B334A1.
Reviewing this file with us
Families and their advisers read this file before they open an account. It can only be as complete as the documents we can find, and much of what sets a private bank apart, from its custody terms to the way a client team works, is rarely published.
If you represent Arbuthnot Latham, one of our Bank Intelligence analysts can go through the file with you: correct anything that is out of date, add terms and documents that are not yet public, and set out what has improved since our last edition. The review is a paid engagement for the analyst's time and research.
The rating itself stays with our editor and follows what the documents show, so we cannot promise a particular result. When a review changes the file, this page notes that the bank took part, with the date and what was added.
About this file
Researched by the PPLI.com research desk from the public sources listed. The rating is our editorial opinion; read how we rate.