Bank FrickF
Bank Frick review

Bank Frick AG

Four stars: a clean ten-year record, protected deposits and custody terms readable before signing.

Booking centreLiechtenstein
RegulatorFMA Liechtenstein
Legal formLicence holder
GroupBank Frick
Founded1998
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PPLI.com
Private Bank Rating
4 out of 5 stars
Editorial assessment on UHNW criteria
Reviewed 6 November 2026 · Q4 2026 edition
Updated every quarter
Rating signed byNoam CohenEditor, Bank Intelligence
About the rating
4 out of 5, Q4 2026 edition
price level of published fees
Noneno decision naming this licence holder in ten years
Not publishedminimum relationship
The editor's opinion

Why Bank Frick has four stars

Bank Frick earns four stars. No final adverse finding against this licence holder in ten years of regulatory and court records. What a family should weigh: statutory segregation of custody assets is only partial in the booking centre. The file does not yet show the services offered here. The rating counts only what is on file.

Noam Cohen, Editor, Bank IntelligenceReviewed 6 November 2026, Q4 2026 edition. The rating weighs the public record together with what clients and their advisers tell us in confidence; retail products, branches and apps play no part.

Where Bank Frick stands out

  • No final adverse finding against this licence holder in ten years of regulatory and court records.
  • Deposits are covered by a statutory protection scheme.
  • The custody terms can be read in full before signing, including re-use of assets and sub-custodians.
  • A dedicated desk serves external asset managers and family offices.
  • The fee schedule is published in full, so a family can price the relationship before asking.

What to weigh

  • Statutory segregation of custody assets is only partial in the booking centre.
  • The policy on third-party payments is only partly stated.
  • An owner's home jurisdiction carries a mixed official assessment against money laundering.
  • The bank does not publish which services this booking centre offers.

The rating expresses the opinion of PPLI.com on the date shown. It is not a statement of fact about the bank, not a credit rating, not a forecast of failure and not investment advice.

The record

Regulatory and legal record

What regulators, prosecutors and courts have decided, recorded against the legal entity they named, with the status, the amounts as published and a link to the original document. Claims and investigations still under way are marked as open.

We found no regulatory, criminal or court decision naming this licence holder in the last ten years, in the sources listed below.
Clients and standing

Client experience and financial standing

What clients meet at Bank Frick, read from complaint registers, ombudsman decisions and court records, independent reporting and what clients and their advisers tell PPLI.com in confidence. Announcements by the bank, awards and marketing material are left out.

UHNW client ratings

1.8 out of 5, based on 4 client ratings for this booking centre.

What clients report

The public sources we follow show no client complaint, court claim or incident involving this bank.

Worth raising with the bank

  • Ask whether the process to bring in a minority or majority investor, confirmed in February 2026, could change the bank's ownership or service terms, and how clients would be informed.

In the press

What it costs

What Bank Frick charges, compared

Bank Frick publishes its fees. The figures below are its list prices, read on 6 November 2026 from the document linked at the foot of this section. To compare banks fairly we put every published fee in US dollars at the same indicative rates and apply it to the same reference amounts, then rate each fee against the average of the other banks that publish it. Five stars is the lowest fee, one star the highest. Terms a family actually negotiates are often different, and the bank can change its schedule at any time.

Price level of the published fees10 fees compared with the other banks that publish them
FeeBank FrickOther banksAgainst the others
Custody and safekeepingeffective rate on USD 25 million0.30% a year Source0.30% a yearaverage of 38 other banksaround the average
Equity tradecommission on a USD 250,000 trade, major exchange1.00% Source0.80%average of 47 other banksabove the average
Bond tradecommission on a USD 500,000 trade0.70% Source0.95%average of 42 other banksbelow the average
Third party fund subscriptionfee on a USD 250,000 subscription1.00% Source1.39%average of 42 other banksbelow the average
Currency conversionmargin on a USD 1 million spot conversion0.30% Source0.73%average of 30 other banksamong the lowest
Account maintenanceper yearUSD 250 a yearCHF 50 per quarter SourceUSD 1,314 a yearaverage of 26 other banksamong the lowest
Minimum annual feeper year, or fee below the asset thresholdUSD 625 a yearCHF 500 per year SourceUSD 4,435 a yearaverage of 38 other banksamong the lowest
Outgoing international transferper transfer, standardUSD 12CHF 10; stated as a maximum SourceUSD 58average of 61 other banksamong the lowest
Transfer of securities to another bankper positionUSD 312CHF 250 SourceUSD 121average of 38 other banksamong the most expensive
Closing the accountone offUSD 312CHF 250 SourceUSD 731average of 21 other banksamong the lowest

Not in the published schedule: discretionary mandate, advisory mandate, lombard loan margin.

Sources.

  1. Standard fee schedule, Valid from 1 September 2024 (LI BA 1825 EN V1.00), read on 6 November 2026

How the comparison works: USD 25 million booked with the bank: half under a discretionary balanced mandate, half in custody with advice; 24 equity trades of USD 250,000 and 8 bond trades of USD 500,000 a year; 6 currency conversions of USD 1 million; 24 outgoing international transfers. Tiered fees are applied to those amounts tranche by tranche, stated minimums are applied, and amounts are converted at indicative rates of 2026-11-06. Read how we compare fees.

The bank at a glance

Identity, protection and services

Legal identity

Legal nameBank Frick AG
LEI529900RQOBT3ZJMDRK43
LicenceBank, FMA supervised ('Competent regulatory authority: Liechtenstein Financial Market Authority (FMA)'); member of the Liechtenstein deposit guarantee foundation  Source
RegulatorFMA Liechtenstein
Legal formLicence holder
Owner'Today, the Bank is owned entirely (100 per cent) by the Kuno Frick Family Foundation.'  Source

Ownership

Group parentKuno Frick Family Foundation (Kuno Frick Familienstiftung, KFS)  Source
ControlKuno Frick Family Foundation (KFS) - Frick family, 100%; owned by a foundation  Source (2021)
Holder of 10% or moreKuno Frick Family Foundation (KFS), 100% in Bank Frick AG  Source (2021)

Ownership is shown as published, with its date. It describes who owns the bank; it does not, by itself, suggest any wrongdoing by the bank or its owners.

Financial strength, as reported

Credit ratingsNot yet on file
CET1 ratio15.3% (31 Dec 2025)
Total assetsCHF 2.8 billion (31 Dec 2025)
Shareholders' equityCHF 116.6 million (31 Dec 2025)
Assets under managementCHF 7.6 billion (31 Dec 2025)
Net profitCHF 9.2 million (31 Dec 2025)
Employees302 (31 Dec 2025)
Founded1998

Figures for Bank Frick AG. Sources: Bank Frick Geschäftsbericht 2025; Bank Frick - Zahlen und Fakten; Bank Frick website (homepage).

Services published for this booking unit

Offered at this booking centreOffered by the group, not confirmed hereNot located, which does not mean unavailable
Checked on the bank's own pages, 2 November 2026.

Access and costs

Minimum relationshipNot published
US personsNot published
Fee schedulePublished, Valid from 1 September 2024 (LI BA 1825 EN V1.00)  Source  Compared below
Third party paymentsPublished  Source
Transfer out termsPublished  Source

Protection of client assets

Deposit protectionLiechtenstein banks are members of EAS Liechtenstein: CHF 100,000 per person, consolidated across accounts at the bank.
Custody lawBanking Act Art. 12 restricts the re-pledging of client securities; segregation of client securities in a bank's bankruptcy rests on general property and insolvency law (right of separation), not on a bank specific custody article located in the Act.
Custody termsPublished  Source

Before opening an account

  • Moving the portfolio. Use the published transfer terms as a starting point. Ask the bank to flag positions in your portfolio that would require consent, manual handling or a sale, and to quote the charges separately.
  • Reporting to the family office. The bank lists a desk for external asset managers. Ask for a sample statement or data export and confirm whether it includes positions, transactions, accrued income and all currencies held.
  • Exit costs. The fee comparison shows USD 312 per position for a securities transfer. Ask what rate would apply to your mandate and whether the receiving bank or a sub-custodian would charge separately. See published fees.
Your experience

Rate Bank Frick

If you bank with Bank Frick or advise clients who do, your experience forms part of its PPLI.com rating. Every response is read by the editor and treated in strict confidence.

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Our commitment to confidentiality

Your name, email and telephone number are seen only by the PPLI.com editor. They are never published, never passed to Bank Frick or any other bank, and never used for marketing. We may contact you once to clarify your assessment. Once verified by our editors, your assessment can lead to a disclosed adjustment of this bank's PPLI.com rating. It is never published with your name.

Sources

All 12 documents cited on this page, by subject.

Client experience and press

  1. Finews: Jetzt ist es offiziell: Bank Frick öffnet sich für Investoren, 26 February 2026finews.ch
  2. Finews: Liechtenstein: Is Bank Frick for Sale?, 25 February 2026finews.com

Fees

  1. Bank Frick: 1825 EN Standard fee schedule (PDF)bankfrick.li · Fees

Identity, ownership, finances and services

  1. Bank Frick: Imprintbankfrick.li · Licence
  2. Bank Frick: About bank frickbankfrick.li · Owner
  3. Bank Frick: Historybankfrick.li · Group parent
  4. Bank Frick Geschäftsbericht 2025bankfrick.li · Financial strength
  5. Bank Frick - Zahlen und Faktenbankfrick.li · Financial strength
  6. Bank Frick: Classic bankingbankfrick.li · Services
  7. Bank Frick: Intermediary solutionsbankfrick.li · Services
  8. Bank Frick: 1823 EN general business conditions including safe custody regulations (PDF)bankfrick.li · Third party payments

The bank

  1. Bank Frick, websitebankfrick.li

For Bank Frick

Before we publish a significant negative finding that is not already public, we give the bank the facts and time to comment, on the same timetable for every bank. Decisions of regulators and courts are shown as they were published. Corrections we verify are published with the date of the change. Write to [email protected] quoting reference BK-LI-BANK-FRICK-7BF1EE.

Reviewing this file with us

Families and their advisers read this file before they open an account. It can only be as complete as the documents we can find, and much of what sets a private bank apart, from its custody terms to the way a client team works, is rarely published.

If you represent Bank Frick, one of our Bank Intelligence analysts can go through the file with you: correct anything that is out of date, add terms and documents that are not yet public, and set out what has improved since our last edition. The review is a paid engagement for the analyst's time and research.

The rating itself stays with our editor and follows what the documents show, so we cannot promise a particular result. When a review changes the file, this page notes that the bank took part, with the date and what was added.

Speak to an analyst

About this file

Researched by the PPLI.com research desk from the public sources listed. The rating is our editorial opinion; read how we rate.

Important information. Editorial opinion of PPLI.com on the date shown, based on public information, client experience and editorial judgment. Not a statement of fact, a credit rating or investment, legal, tax or financial advice; verify with the bank and your own advisers before acting. No liability is accepted for reliance on this content. Bank names and logos are used for identification only. Ratings are updated every quarter. This is the Q4 2026 edition, and a rating can change between editions if something material happens. Full disclaimer
Rating signed by Noam Cohen, Editor, Bank IntelligenceReviewed 6 November 2026Methodology 2.4Reference BK-LI-BANK-FRICK-7BF1EE
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