CHC. Hoare & Co.
Four stars: a clean ten-year record and protected deposits.
Why C. Hoare & Co. has four stars
C. Hoare & Co. earns four stars. No final adverse finding against this licence holder in ten years of regulatory and court records. What a family should weigh: only a summary of the custody terms is public. The file does not yet show whether external asset managers have a dedicated desk. The rating counts only what is on file.
Noam Cohen, Editor, Bank IntelligenceReviewed 6 November 2026, Q4 2026 edition. The rating weighs the public record together with what clients and their advisers tell us in confidence; retail products, branches and apps play no part.
Where C. Hoare & Co. stands out
- No final adverse finding against this licence holder in ten years of regulatory and court records.
- Custody assets are protected by statute in the booking centre, with conditions a family should read.
- Deposits are covered by a statutory protection scheme.
- No politically exposed person holds a significant stake.
What to weigh
- Only a summary of the custody terms is public.
- Only part of the private banking range is published for this booking unit.
- Only part of the tariff is published.
- No public policy on third-party payments or retrocessions.
- Ownership is only partly public.
- The bank does not say whether it runs a desk for external asset managers.
The rating expresses the opinion of PPLI.com on the date shown. It is not a statement of fact about the bank, not a credit rating, not a forecast of failure and not investment advice.
Regulatory and legal record
What regulators, prosecutors and courts have decided, recorded against the legal entity they named, with the status, the amounts as published and a link to the original document. Claims and investigations still under way are marked as open.
Client experience and financial standing
What clients meet at C. Hoare & Co., read from complaint registers, ombudsman decisions and court records, independent reporting and what clients and their advisers tell PPLI.com in confidence. Announcements by the bank, awards and marketing material are left out.
What clients report
Hoare & Co., and complaints can be taken to the Financial Ombudsman Service. No complaint pattern, outage or loss of client money at the bank has been reported in the independent press.
In the press
- WealthBriefing
C Hoare & Co Names New CEO
WealthBriefing reported on 26 February 2026 that Simon Kenyon would become chief executive in June 2026, subject to regulatory approval, succeeding Diana Brightmore-Armour after five years.
What C. Hoare & Co. charges, compared
C. Hoare & Co. publishes its fees. The figures below are its list prices, read on 6 November 2026 from the document linked at the foot of this section. To compare banks fairly we put every published fee in US dollars at the same indicative rates and apply it to the same reference amounts, then rate each fee against the average of the other banks that publish it. Five stars is the lowest fee, one star the highest. Terms a family actually negotiates are often different, and the bank can change its schedule at any time.
| Fee | C. Hoare & Co. | Other banks | Against the others |
|---|---|---|---|
| Account maintenanceper year | USD 1,014 a yearGBP 65 per month Source | USD 1,285 a yearaverage of 26 other banks | below the average |
| Outgoing international transferper transfer, standard | USD 26GBP 20 Source | USD 58average of 61 other banks | among the lowest |
Not in the published schedule: custody and safekeeping, discretionary mandate, advisory mandate, equity trade, bond trade, third party fund subscription, currency conversion, minimum annual fee, transfer of securities to another bank, closing the account, lombard loan margin.
Sources.
- Tariffs & Cut-Off Times, C. Hoare & Co., October 2025 (footer), read on 6 November 2026. banking charges only
How the comparison works: USD 25 million booked with the bank: half under a discretionary balanced mandate, half in custody with advice; 24 equity trades of USD 250,000 and 8 bond trades of USD 500,000 a year; 6 currency conversions of USD 1 million; 24 outgoing international transfers. Tiered fees are applied to those amounts tranche by tranche, stated minimums are applied, and amounts are converted at indicative rates of 2026-11-06. Read how we compare fees.
Identity, protection and services
Legal identity
Ownership
Ownership is shown as published, with its date. It describes who owns the bank; it does not, by itself, suggest any wrongdoing by the bank or its owners.
Financial strength, as reported
Figures for C. Hoare & Co. (consolidated group). Sources: C. Hoare & Co. Financial Report 2025 (year to 31 March 2025); C. Hoare & Co. homepage.
Services published for this booking unit
Offered at this booking centreOffered by the group, not confirmed hereNot located, which does not mean unavailable
Checked on the bank's own pages, 6 November 2026.
Access and costs
Protection of client assets
Before opening an account
- Custody agreement. The applicable legal framework is set out above. Ask for the agreement that would govern your account and check how securities are titled, whether any sub-custodian is used, and when the bank may take a lien.
- A portfolio-backed credit line. If you intend to borrow against the portfolio, ask for the eligibility and haircut schedule, the margin-call timetable and the charges for holding or transferring pledged securities.
- International payments. The fee comparison shows USD 26 for a standard outgoing transfer. Ask whether intermediary charges and FX spreads are billed separately for the currencies you use. See published fees.
Rate C. Hoare & Co.
If you bank with C. Hoare & Co. or advise clients who do, your experience forms part of its PPLI.com rating. Every response is read by the editor and treated in strict confidence.
Sources
All 10 documents cited on this page, by subject.
Client experience and press
- WealthBriefing: C Hoare & Co Names New CEO, 26 February 2026wealthbriefing.com
Fees
- C. Hoare & Co.: Tariffs Cut Off Timeshoaresbank.co.uk · Fees
Identity, ownership, finances and services
- Bank of England: Banks list 2610.csvbankofengland.co.uk · Licence
- GLEIF: Lei recordsapi.gleif.org · Group parent
- en.wikipedia.org: C. Hoare & Coen.wikipedia.org · Control
- C. Hoare & Co. Financial Report 2025 (year to 31 March 2025)hoaresbank.co.uk · Financial strength
- C. Hoare & Co.: Borrowing ushoaresbank.co.uk · Services
- C. Hoare & Co.: Personal treasury and foreign exchange serviceshoaresbank.co.uk · Services
- C. Hoare & Co.: Family officeshoaresbank.co.uk · Services
The bank
- C. Hoare & Co., websitehoaresbank.co.uk
For C. Hoare & Co.
Before we publish a significant negative finding that is not already public, we give the bank the facts and time to comment, on the same timetable for every bank. Decisions of regulators and courts are shown as they were published. Corrections we verify are published with the date of the change. Write to [email protected] quoting reference BK-GB-HOARE-B3FC66.
Reviewing this file with us
Families and their advisers read this file before they open an account. It can only be as complete as the documents we can find, and much of what sets a private bank apart, from its custody terms to the way a client team works, is rarely published.
If you represent C. Hoare & Co., one of our Bank Intelligence analysts can go through the file with you: correct anything that is out of date, add terms and documents that are not yet public, and set out what has improved since our last edition. The review is a paid engagement for the analyst's time and research.
The rating itself stays with our editor and follows what the documents show, so we cannot promise a particular result. When a review changes the file, this page notes that the bank took part, with the date and what was added.
About this file
Researched by the PPLI.com research desk from the public sources listed. The rating is our editorial opinion; read how we rate.