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LGT review

LGT

One rating, weighted across its booking centres in Liechtenstein, Switzerland, Hong Kong and Singapore.

Booking centresLiechtenstein, Switzerland, Hong Kong, Singapore
RegulatorsFMA Liechtenstein, FINMA, HKMA, MAS
GroupLGT Group
Rated centres3 of 4
Websitelgt.com
Rate this bankThe booking centresCompare
PPLI.com
Private Bank Rating
1.8 out of 5 stars
Weighted across 3 rated booking centres
Reviewed 6 November 2026 · Q4 2026 edition
Updated every quarter
Rating signed byNoam CohenEditor, Bank Intelligence
About the rating
1.8 out of 5, weighted, Q4 2026 edition
0 of 4centres publish a fee schedule
1matter on the record across its booking centres, 2025
2.0/538 UHNW client ratings across its booking centres
The editor's opinion

Why LGT rates 1.8 out of 5

LGT rates 1.8 out of 5. The figure combines the ratings of its three rated booking centres (Liechtenstein, four stars; Hong Kong, two stars; Singapore, one star), each weighted by the number of UHNW client ratings it has received, so a centre where more families bank counts for more. Liechtenstein is the strongest at four stars; Singapore is the weakest at one star. Its booking entities carry one matter on the record, the most recent in 2025; each is listed below with the centre it concerns. Across its booking centres, 38 UHNW client ratings average 2.0 out of 5. Switzerland is still being rated and does not count yet.

Noam Cohen, Editor, Bank IntelligenceReviewed 6 November 2026, Q4 2026 edition. Each booking centre is rated on its own file, from the public record and what clients and their advisers tell us in confidence. The overall rating brings those ratings together; retail products, branches and apps play no part.

Where LGT stands out

  • No final adverse finding against this licence holder in ten years of regulatory and court records. Liechtenstein, Switzerland and Hong Kong
  • Deposits are covered by a statutory protection scheme. Liechtenstein and Switzerland
  • The custody terms are public and address most of what a family needs to know. Liechtenstein
  • A broad range of private banking services is published for this booking unit. Liechtenstein
  • A dedicated desk serves external asset managers and family offices. All centres
  • Custody assets are protected by statute in the booking centre, with conditions a family should read. Switzerland and Hong Kong
  • A full range of private banking services is published for this booking unit. Switzerland
  • Ownership and control are fully public. Hong Kong and Singapore

What to weigh

  • Statutory segregation of custody assets is only partial in the booking centre. Liechtenstein
  • An owner's home jurisdiction carries a mixed official assessment against money laundering. Liechtenstein, Switzerland and Hong Kong
  • A politically exposed person controls the bank. Liechtenstein, Switzerland and Hong Kong
  • There is no public fee schedule to compare. Liechtenstein and Switzerland
  • The custody agreement is not public, so its terms could not be reviewed. Switzerland
  • How the bank handles third-party payments is not public. Switzerland
  • Only a summary of the custody terms is public. Hong Kong and Singapore
  • No fee schedule is published; pricing is given on request. Hong Kong
  • No public policy on third-party payments or retrocessions. Hong Kong
  • Whether deposits at this unit fall under a protection scheme is not yet documented. Hong Kong
  • A significant regulatory finding stands on the record in the last ten years. Singapore
  • The last adverse finding is recent. Singapore
  • Singapore
  • Deposit protection is minimal. Singapore
  • How the law here would protect custody assets if the bank failed is not yet documented in this file. Singapore
Liechtenstein · LGT Bank AG4 client ratings · 13% of the weight
Hong Kong · LGT Bank AG, Hong Kong Branch13 client ratings · 42% of the weight
Singapore · LGT Bank (Singapore) Ltd.14 client ratings · 45% of the weight
Switzerland · LGT Bank (Schweiz) AGRating in preparation · not countedPending
PPLI.com rating, weighted across the centres1.8

Each booking centre keeps its own rating, set on its own file. The overall rating is the average of those ratings, weighted by the number of UHNW client ratings each centre has received. A centre whose rating is still in preparation is shown but not counted.

The rating expresses the opinion of PPLI.com on the date shown. It is not a statement of fact about the bank, not a credit rating, not a forecast of failure and not investment advice.

The booking centres

LGT in 4 booking centres

Each booking centre is a separate legal entity, with its own licence, deposit protection, services and fees, and keeps its own PPLI.com rating. Everything on file for them is brought together on this page; open a centre for its own file.

LGTL
LGT Bank AG4 client ratings · 13% of the weightLiechtenstein
LGTL
LGT Bank (Schweiz) AG7 client ratings · not counted yetSwitzerlandRating in preparation
LGTL
LGT Bank AG, Hong Kong Branch13 client ratings · 42% of the weightHong Kong
LGT Private Banking (Singapore)LP
LGT Bank (Singapore) Ltd.14 client ratings · 45% of the weightSingapore
The record

Regulatory and legal record

What regulators, prosecutors and courts have decided against the booking entities of LGT, gathered from the files of all its booking centres, with the status, the amounts as published and a link to the original document. Each entry names the centre it concerns. Claims and investigations still under way are marked as open.

20254 July 2025

Composition penalty for AML/CFT breaches found in examinations after the 2023 money laundering case

MAS imposed a S$1 million composition penalty on LGT Bank (Singapore) Ltd., one of nine FIs penalised after examinations from early 2023 to early 2025. MAS named it among FIs that failed to follow up on source of wealth discrepancies and to adequately review transactions flagged by their own systems; it was not named for customer risk assessment or post-STR failures.

Eight FIs (BJBS, Citi, CSSB, LGTS, UOB, UOBKH, TTCSPL, UBSS) failed to adequately review

MAS said the institutions have embarked on remediation and it will monitor progress.

Booking centre: Singapore · LGT Bank (Singapore) Ltd.Monetary Authority of SingaporeSettlement without admissionPenalty SGD 1 millionPrimary source
Clients and standing

Client experience and financial standing

What clients meet at LGT across its booking centres, read from complaint registers, ombudsman decisions and court records, independent reporting and what clients and their advisers tell PPLI.com in confidence. Announcements by the bank, awards and marketing material are left out.

UHNW client ratings

2.0 out of 5, based on 38 client ratings across its booking centres.

  • Liechtenstein1.7 out of 54 ratings
  • Switzerland3.7 out of 57 ratings
  • Hong Kong1.3 out of 513 ratings
  • Singapore1.9 out of 514 ratings

What clients report

Liechtenstein. The Liechtenstein regulator, the FMA, publishes no named list of its enforcement decisions, so its record says nothing either way about the bank's treatment of clients.

Switzerland. No complaints register publishes figures for LGT Bank (Schweiz) AG, and the Swiss Banking Ombudsman reports only in aggregate, not by bank. No regulator has published a decision against the bank, and no claim by a private client against it has reached a published judgment. Press coverage reports no data breach or client-money incident at the bank.

Hong Kong. The public sources we follow show no client complaint, court claim or incident involving this bank.

Singapore. The one regulatory matter naming the bank, the MAS composition penalty of July 2025, concerned anti-money laundering controls rather than the treatment of clients.

Worth raising with the bank

  • Liechtenstein. Ask what the Princely House took over in connection with the CHF 703 million special dividend for 2025, and how the CHF 500 million fall in group equity affects the bank's capital buffers.
  • Switzerland. Ask what support LGT Bank AG, rated Aa2 by Moody's and A+ by S&P, commits to the Swiss bank, which carries no published rating of its own.
  • Singapore. Ask what remediation the bank completed after the MAS composition penalty of July 2025, and whether MAS has closed its monitoring of that remediation.

Financial standing

Credit ratings published by the agencies for the companies named in the centre files, dated by the latest agency or bank document that confirms them
AgencyRatingOutlookAs ofRated company
Moody'sAa2 / P-1StableAugust 2026LGT Bank AG
S&PA+ / A-1StableAugust 2026LGT Bank AG

In the press

  • Finews

    LGT schreibt einen Rekordgewinn

    LGT paid a CHF 703 million special dividend to the Princely House for 2025, linked to the House taking over selected assets under CRR III that were not disclosed, and equity fell by CHF 500 million to CHF 5.5 billion, with the dividend one of the factors.

  • Private Banker International

    Singapore penalises nine financial institutions for AML breaches

    Private Banker International reported a SGD 1 million MAS penalty on the sister company LGT Bank (Singapore), one of nine institutions penalised after the money laundering case of August 2023.

What it costs

What LGT charges, centre by centre

Fees are set by each booking entity, so they are shown centre by centre. None of the four centres of LGT publish a fee schedule. Terms a family actually negotiates are often different, and a bank can change its schedule at any time.

Liechtenstein · LGT Bank AGCentre file

Pricing not published

The fee document for this booking centre is being read and will be added in the next edition.

Switzerland · LGT Bank (Schweiz) AGCentre file

Pricing not published

The fee document for this booking centre is being read and will be added in the next edition.

Hong Kong · LGT Bank AG, Hong Kong BranchCentre file

Pricing not published

No fee schedule is published for this booking centre.

Singapore · LGT Bank (Singapore) Ltd.Centre file

Pricing not published

No fee schedule is published for this booking centre.

The bank at a glance

Identity, protection and services

Ownership

Group parentLGT Group Foundation (LGT Gruppe Stiftung), Vaduz  Source
ControlLGT Group Foundation (sole beneficiary: Prince of Liechtenstein Foundation, whose sole beneficiary is the Reigning Prince, H.S.H. Prince Hans-Adam II), 100%; owned by a foundation  Source (31 December 2025)
Holder of 10% or moreLGT Group Holding Ltd., 100% in LGT Bank AG  Source (31 December 2025)
Holder of 10% or moreLGT Group Foundation, 100% in LGT Group Holding Ltd.  Source (31 December 2025)
Holder of 10% or moreH.S.H. Prince Hans-Adam II of Liechtenstein (sole beneficiary, via Prince of Liechtenstein Foundation) in LGT Group Foundation  Source (31 December 2025)

Ownership is shown as published, with its date. It describes who owns the bank; it does not, by itself, suggest any wrongdoing by the bank or its owners.

Booking entities

LiechtensteinLGT Bank AGFMA Liechtenstein · Licence holder · LEI 7KDSOB6Z0X4S67TMX170Licence: Bank Source
SwitzerlandLGT Bank (Schweiz) AGFINMA · Locally incorporated subsidiary · LEI 5493007X1V6FZD1ZPT38Licence: Bank  Source
Hong KongLGT Bank AG, Hong Kong BranchHKMA (licensed bank incorporated outside Hong Kong); home supervisor FMA Liechtenstein · Branch of LGT Bank AG · LEI 549300C1DIJYADR7XM56Licence: Licensed bank, incorporated outside Hong Kong (branch of LGT Bank AG, Vaduz)  Source
SingaporeLGT Bank (Singapore) Ltd.MAS · Locally incorporated subsidiary · LEI 549300E0VQWXTZ82FM65Licence: Merchant Bank (locally incorporated); also Exempt Capital Markets Services Entity, Exempt Financial Adviser, Exempt Trust Company  Source

Financial strength, as reported

Credit ratingsMoody's Aa2 / P-1; S&P A+ / A-1
CET1 ratio18.0% (30 Jun 2026)  Source
Assets under managementCHF 412.6 bn (30 Jun 2026)  Source

Services published across its booking centres

Private clientsLiechtenstein, Switzerland, Hong Kong and Singapore
Discretionary managementLiechtenstein, Switzerland, Hong Kong and Singapore
Advisory mandatesLiechtenstein, Switzerland, Hong Kong and Singapore
Custody only (execution and safekeeping)Switzerland
Lombard lendingLiechtenstein, Switzerland, Hong Kong and Singapore
Mortgage lendingLiechtenstein, Switzerland, Hong Kong and Singapore
Multi currency accounts
Trust and fiduciary services
Family office servicesLiechtenstein and Switzerland
Wealth planningLiechtenstein, Switzerland, Hong Kong and Singapore
Consolidated reportingLiechtenstein and Switzerland
External asset manager deskLiechtenstein, Switzerland, Hong Kong and Singapore

Offered at one or more booking centresOffered by the group, not confirmed at a centreNot located, which does not mean unavailable
Checked on the bank's own pages for each centre.

Access and costs

Minimum relationshipLiechtenstein: Not published
Switzerland: Not published
Hong Kong: Not published
Singapore: Not published
US personsLiechtenstein: Not published
Switzerland: Not published
Hong Kong: Not published
Singapore: Not published
Fee scheduleLiechtenstein: Not published
Switzerland: Not published
Hong Kong: Not published
Singapore: Not published
Third party paymentsLiechtenstein: Published  Source
Switzerland: Not published
Hong Kong: Not published
Singapore: Not published
Transfer out termsLiechtenstein: Published  Source
Switzerland: Not published
Hong Kong: Not published
Singapore: Not published

Protection of client assets

Deposit protectionLiechtenstein: Liechtenstein banks are members of EAS Liechtenstein: CHF 100,000 per person, consolidated across accounts at the bank.
Switzerland: All banks with a Swiss office must be members of esisuisse: privileged deposits are protected up to CHF 100,000 per client per bank, including non-resident clients and foreign currency deposits, within a system cap.
Hong Kong: Not published
Singapore: Wholesale banks and merchant banks are not members of the SDIC Deposit Insurance Scheme, so deposits booked here carry no Singapore deposit insurance. Only eligible Singapore-dollar deposits are insured; deposits in US dollars or other currencies are not covered.
Custody lawLiechtenstein: Banking Act Art. 12 restricts the re-pledging of client securities; segregation of client securities in a bank's bankruptcy rests on general property and insolvency law (right of separation), not on a bank specific custody article located in the Act.
Switzerland: Swiss Banking Act art. 37d: custody assets held for clients are separated from the bankrupt bank's estate and handed over to the clients, with privileged deposits protected under arts. 37a and 37h.
Hong Kong: Client securities held by licensed or registered persons must be safeguarded under the Securities and Futures Ordinance and the Securities and Futures (Client Securities) Rules, as referenced in SFC Code of Conduct para 11.1.
Singapore: Not published
Custody termsLiechtenstein: Published  Source
Switzerland, Hong Kong and Singapore: Not published

Before opening an account

  • Moving the portfolio. Use the published transfer terms as a starting point. Ask the bank to flag positions in your portfolio that would require consent, manual handling or a sale, and to quote the charges separately. Liechtenstein
  • Cross-border eligibility. If a settlor, beneficiary or beneficial owner has U.S. ties, ask the named entity to confirm eligibility for your structure and which investment services it can provide. Liechtenstein
  • Written pricing. Ask for a quote that covers the account you would actually open, including fees charged by third parties and the cost of moving assets out. Liechtenstein
  • Custody agreement. The applicable legal framework is set out above. Ask for the agreement that would govern your account and check how securities are titled, whether any sub-custodian is used, and when the bank may take a lien. Switzerland, Hong Kong and Singapore
  • A portfolio-backed credit line. If you intend to borrow against the portfolio, ask for the eligibility and haircut schedule, the margin-call timetable and the charges for holding or transferring pledged securities. Switzerland
  • Transferring assets out. Ask which positions can be transferred without selling them, who approves exceptions, and how charges are calculated for each position and market. Switzerland, Hong Kong and Singapore
  • Reporting to the family office. The bank lists a desk for external asset managers. Ask for a sample statement or data export and confirm whether it includes positions, transactions, accrued income and all currencies held. Hong Kong and Singapore
Your experience

Rate LGT

If you bank with LGT in any of its booking centres, or advise clients who do, your experience forms part of its PPLI.com rating. Please say which centre you deal with. Every response is read by the editor and treated in strict confidence.

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Our commitment to confidentiality

Your name, email and telephone number are seen only by the PPLI.com editor. They are never published, never passed to LGT or any other bank, and never used for marketing. We may contact you once to clarify your assessment. Once verified by our editors, your assessment can lead to a disclosed adjustment of the PPLI.com rating of the booking centre concerned, and so of the overall rating. It is never published with your name.

Sources

All 16 documents cited on this page, by subject.

Regulatory and legal record

  1. Monetary Authority of Singapore: Composition penalty for AML/CFT breaches found in examinations after the 2023 money laundering case, 4 July 2025mas.gov.sg

Client experience and press

  1. Finews: LGT schreibt einen Rekordgewinn, 24 March 2026finews.ch
  2. Private Banker International: Singapore penalises nine financial institutions for AML breaches, 7 July 2025privatebankerinternational.com

Identity, ownership, finances and services

  1. Hong Kong Monetary Authority: Ar 25 eng (PDF)vpr.hkma.gov.hk · Group parent
  2. LGT: Publishing informationlgt.com · Liechtenstein
  3. FINMA: Bewilligungstraeger (PDF)finma.ch · Switzerland
  4. Hong Kong Monetary Authority: 20 Annex (PDF)hkma.gov.hk · Hong Kong
  5. Monetary Authority of Singapore: 1194 LGT BANK SINGAPORE LTDeservices.mas.gov.sg · Singapore
  6. Lgt reports strong net new asset growth 368662lgt.com · CET1 ratio
  7. LGT: Private bankinglgt.com · Services
  8. LGT: Investment solutionslgt.com · Services
  9. LGT: Investment solutionslgt.com · Services
  10. LGT: Financial intermediarieslgt.com · Services
  11. LGT: Uhnwi serviceslgt.com · Services
  12. LGT: FL 1422 en (PDF)lgt.com · Third party payments

The bank

  1. LGT, websitelgt.com

For LGT

Before we publish a significant negative finding that is not already public, we give the bank the facts and time to comment, on the same timetable for every bank. Decisions of regulators and courts are shown as they were published. Corrections we verify are published with the date of the change. Write to [email protected] quoting the reference of the booking centre concerned: Liechtenstein BK-LI-LGT-E7BDAE; Switzerland BK-CH-LGT-SWITZERLAND-6D68F8; Hong Kong BK-HK-LGT-HK-35F6AC; Singapore BK-SG-LGT-SINGAPORE-8B5BD3.

Reviewing this file with us

Families and their advisers read this file before they open an account. It can only be as complete as the documents we can find, and much of what sets a private bank apart, from its custody terms to the way a client team works, is rarely published.

If you represent LGT, one of our Bank Intelligence analysts can go through the file with you: correct anything that is out of date, add terms and documents that are not yet public, and set out what has improved since our last edition. The review is a paid engagement for the analyst's time and research.

The rating itself stays with our editor and follows what the documents show, so we cannot promise a particular result. When a review changes the file, this page notes that the bank took part, with the date and what was added.

Speak to an analyst

About this file

Brought together by the PPLI.com research desk from the files of its booking centres and the public sources listed. The rating is our editorial opinion; read how the overall rating is built.

Important information. Editorial opinion of PPLI.com on the date shown, based on public information, client experience and editorial judgment. Not a statement of fact, a credit rating or investment, legal, tax or financial advice; verify with the bank and your own advisers before acting. No liability is accepted for reliance on this content. Bank names and logos are used for identification only. Ratings are updated every quarter. This is the Q4 2026 edition, and a rating can change between editions if something material happens. Full disclaimer
Rating signed by Noam Cohen, Editor, Bank IntelligenceReviewed 6 November 2026Methodology 2.4Overall rating weighted by UHNW client ratings
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