2matters on the record across its booking centres, 2015 to 2018
3.9/526 UHNW client ratings across its booking centres
The editor's opinion
Why Rothschild & Co rates 4.6 out of 5
Rothschild & Co rates 4.6 out of 5. The figure combines the ratings of its two rated booking centres (Switzerland, five stars; Monaco, four stars), each weighted by the number of UHNW client ratings it has received, so a centre where more families bank counts for more. Switzerland is the strongest at five stars; Monaco is the weakest at four stars. Its booking entities carry two matters on the record, the most recent in 2018; each is listed below with the centre it concerns. Across its booking centres, 26 UHNW client ratings average 3.9 out of 5.
Noam Cohen, Editor, Bank IntelligenceReviewed 6 November 2026, Q4 2026 edition. Each booking centre is rated on its own file, from the public record and what clients and their advisers tell us in confidence. The overall rating brings those ratings together; retail products, branches and apps play no part.
Where Rothschild & Co stands out
A minor regulatory finding in the last ten years, with no serious sanction. Switzerland
Remediation of past findings has been verified by the regulator. Switzerland
Custody assets are protected by statute in the booking centre, with conditions a family should read. Switzerland
Deposits are covered by a statutory protection scheme. All centres
The custody terms are public and address most of what a family needs to know. Switzerland
No final adverse finding against this licence holder in ten years of regulatory and court records. Monaco
A broad range of private banking services is published for this booking unit. Monaco
Most fees are published. Monaco
Ownership is public, with some detail missing. Monaco
What to weigh
No public policy on third-party payments or retrocessions. All centres
The bank does not say whether it runs a desk for external asset managers. All centres
Only a summary of the custody terms is public. Monaco
How the law here would protect custody assets if the bank failed is not yet documented in this file. Monaco
Switzerland · Rothschild & Co Bank AG15 client ratings · 58% of the weight
Monaco · Rothschild & Co Wealth Management Monaco11 client ratings · 42% of the weight
PPLI.com rating, weighted across the centres4.6
Each booking centre keeps its own rating, set on its own file. The overall rating is the average of those ratings, weighted by the number of UHNW client ratings each centre has received. A centre whose rating is still in preparation is shown but not counted.
The rating expresses the opinion of PPLI.com on the date shown. It is not a statement of fact about the bank, not a credit rating, not a forecast of failure and not investment advice.
The booking centres
Rothschild & Co in 2 booking centres
Each booking centre is a separate legal entity, with its own licence, deposit protection, services and fees, and keeps its own PPLI.com rating. Everything on file for them is brought together on this page; open a centre for its own file.
What regulators, prosecutors and courts have decided against the booking entities of Rothschild & Co, gathered from the files of all its booking centres, with the status, the amounts as published and a link to the original document. Each entry names the centre it concerns. Claims and investigations still under way are marked as open.
201820 July 2018
FINMA concludes final 1MDB proceedings: serious breach of money laundering rules
FINMA found that Rothschild Bank AG and Rothschild Trust (Schweiz) AG seriously breached money laundering rules in connection with 1MDB, failing to clarify the origin of assets in a significant relationship, reporting to MROS only after substantial delay, and not documenting several high-risk transactions. FINMA appointed an audit researcher to review the bank's own remedial measures. No financial sanction is mentioned and the page does not state appeal status.
in serious breach of money laundering rules in the context of 1MDB
Organisational measures taken on own initiative; audit researcher appointed by FINMA.
Swiss Bank Program Category 2 non-prosecution agreement
Rothschild Bank AG entered a Swiss Bank Program non-prosecution agreement covering 332 US-related accounts since August 2008, including code-named and numbered accounts and hold mail services, and paid a USD 11.51 million penalty.
What clients meet at Rothschild & Co across its booking centres, read from complaint registers, ombudsman decisions and court records, independent reporting and what clients and their advisers tell PPLI.com in confidence. Announcements by the bank, awards and marketing material are left out.
UHNW client ratings
3.9 out of 5, based on 26 client ratings across its booking centres.
Switzerland4.1 out of 515 ratings
Monaco3.7 out of 511 ratings
What clients report
Switzerland. No complaints register publishes figures for Rothschild & Co Bank AG, and the Swiss Banking Ombudsman publishes sector statistics only, with no data by bank. The bank's 2024 annual report records one new provisioned legal case without naming it. The 1MDB-related appeal heard in Bellinzona from November 2025 concerns a fine on a former employee, and the bank is not a party to it.
Monaco. The bank traded earlier as Martin Maurel Sella Banque Privée - Monaco SAM and then as Rothschild Martin Maurel Monaco, and no complaints record is published under those names either. Press coverage reports no data breach, client-money incident or service failure at the bank.
Worth raising with the bank
Switzerland. Ask what the bank changed in its anti-money laundering controls after FINMA concluded its 1MDB proceedings in July 2018 with a finding of a serious breach of money laundering rules.
A former Goldman Sachs banker who later worked at the bank opened his appeal at the Federal Criminal Court in Bellinzona against a CHF 150,000 fine for 1MDB-related reporting failures, and that the bank is not a party.
What it costs
What Rothschild & Co charges, centre by centre
Fees are set by each booking entity, so they are shown centre by centre. Two of the two centres of Rothschild & Co publish a fee schedule, read on 6 November 2026 from the documents linked under each table. To compare banks fairly we put every published fee in US dollars at the same indicative rates and apply it to the same reference amounts, then rate each fee against the average of the other banks that publish it. Five stars is the lowest fee, one star the highest. Terms a family actually negotiates are often different, and a bank can change its schedule at any time.
The published fees side by side
Fee
Switzerland
Monaco
Other banks
Custody and safekeepingeffective rate on USD 25 million
0.28% a year
0.60% a year
0.30% a yearaverage of 38 other banks
Discretionary mandateeffective rate on USD 12.5 million, balanced profile
1.20% a year
1.00% a year
1.23% a yearaverage of 25 other banks
Advisory mandateeffective rate on USD 12.5 million
0.67% a year
Not in the schedule
0.94% a yearaverage of 21 other banks
Equity tradecommission on a USD 250,000 trade, major exchange
0.60%
1.20%
0.81%average of 47 other banks
Bond tradecommission on a USD 500,000 trade
0.40%
0.50%
0.96%average of 42 other banks
Third party fund subscriptionfee on a USD 250,000 subscription
1.10%
1.00%
1.39%average of 42 other banks
Currency conversionmargin on a USD 1 million spot conversion
0.64%
Not in the schedule
0.72%average of 30 other banks
Account maintenanceper year
USD 1,875 a year
USD 690 a year
USD 1,252 a yearaverage of 26 other banks
Minimum annual feeper year, or fee below the asset threshold
USD 4,375 a year
Not in the schedule
USD 4,337 a yearaverage of 38 other banks
Outgoing international transferper transfer, standard
USD 0
USD 34
USD 58average of 61 other banks
Transfer of securities to another bankper position
USD 312
USD 115
USD 121average of 38 other banks
Closing the accountone off
USD 1,250
USD 575
USD 686average of 21 other banks
Each fee is rated against the average of the other banks that publish it: five stars is the lowest, one star the highest. The schedules, their dates and what each leaves out are listed centre by centre below.
How the comparison works: USD 25 million booked with the bank: half under a discretionary balanced mandate, half in custody with advice; 24 equity trades of USD 250,000 and 8 bond trades of USD 500,000 a year; 6 currency conversions of USD 1 million; 24 outgoing international transfers. Tiered fees are applied to those amounts tranche by tranche, stated minimums are applied, and amounts are converted at indicative rates of 2026-11-06. Read how we compare fees.
The bank at a glance
Identity, protection and services
Ownership
Group parentRothschild & Co Concordia SAS (family holding company of Rothschild & Co) Source
ControlRothschild family (branches of David de Rothschild and Eric de Rothschild) through Rothschild & Co Concordia SAS and its concert, 95.79%; family owned Source (12 September 2023)
Holder of 10% or moreRothschild & Co Concordia SAS (acting in concert with Rothschild & Co Partners and other concert members), 95.79% in Rothschild & Co (SCA, later SA) Source (12 September 2023)
Ownership is shown as published, with its date. It describes who owns the bank; it does not, by itself, suggest any wrongdoing by the bank or its owners.
MonacoRothschild & Co Wealth Management MonacoACPR and CCAF (per the bank's legal notice); AMSF (AML/CFT) · Locally incorporated subsidiary · LEI 549300NZJLUO8SYMED69Licence: Credit institution (bank) established in Monaco; FGDR member (CIB 14478) Source
Financial strength, as reported
Credit ratingsNot yet on file
CET1 ratio23.07%; total capital ratio 23.1%; total assets CHF 4,385 m (31 Dec 2025) Source
Total managed or administered assets excluding double countingCHF 63,454 m (managed assets incl. double counting CHF 34,965 m) (31 Dec 2025) Source
Offered at one or more booking centresOffered by the group, not confirmed at a centreNot located, which does not mean unavailable Checked on the bank's own pages for each centre.
Access and costs
Minimum relationshipSwitzerland:Not published Monaco:Not published
US personsSwitzerland: Not published Monaco: Not published
Fee scheduleSwitzerland: Published, March 2026; 'This fee schedule will take effect on 1 March 2026' SourceCompared below Monaco: Published, no date printed; reference WMM-OC-CG-PX-FR-V5 SourceCompared below
Third party paymentsSwitzerland: Published Source Monaco: Published Source
Transfer out termsSwitzerland: Published Source Monaco: Not published
Protection of client assets
Deposit protectionSwitzerland: All banks with a Swiss office must be members of esisuisse: privileged deposits are protected up to CHF 100,000 per client per bank, including non-resident clients and foreign currency deposits, within a system cap. Monaco: Banks with their head office in Monaco are covered by the French FGDR: EUR 100,000 per customer per institution, seven working days.
Custody lawSwitzerland: Swiss Banking Act art. 37d: custody assets held for clients are separated from the bankrupt bank's estate and handed over to the clients, with privileged deposits protected under arts. 37a and 37h. Monaco: Not published
Custody termsSwitzerland: Published Source Monaco: Not published
Before opening an account
Moving the portfolio. Use the published transfer terms as a starting point. Ask the bank to flag positions in your portfolio that would require consent, manual handling or a sale, and to quote the charges separately. Switzerland
Cross-border eligibility. If a settlor, beneficiary or beneficial owner has U.S. ties, ask the named entity to confirm eligibility for your structure and which investment services it can provide.
Exit costs. The fee comparison shows USD 312 per position for a securities transfer. Ask what rate would apply to your mandate and whether the receiving bank or a sub-custodian would charge separately. See published fees.
Custody agreement. Ask for the agreement covering the account you would open. Which entity holds the securities, what law governs the account, and where would the assets be held if a sub-custodian is used? Monaco
Your experience
Rate Rothschild & Co
If you bank with Rothschild & Co in any of its booking centres, or advise clients who do, your experience forms part of its PPLI.com rating. Please say which centre you deal with. Every response is read by the editor and treated in strict confidence.
Before we publish a significant negative finding that is not already public, we give the bank the facts and time to comment, on the same timetable for every bank. Decisions of regulators and courts are shown as they were published. Corrections we verify are published with the date of the change. Write to [email protected] quoting the reference of the booking centre concerned: Switzerland BK-CH-ROTHSCHILD-CO-325F99; Monaco BK-MC-ROTHSCHILD-MONACO-F6B351.
Reviewing this file with us
Families and their advisers read this file before they open an account. It can only be as complete as the documents we can find, and much of what sets a private bank apart, from its custody terms to the way a client team works, is rarely published.
If you represent Rothschild & Co, one of our Bank Intelligence analysts can go through the file with you: correct anything that is out of date, add terms and documents that are not yet public, and set out what has improved since our last edition. The review is a paid engagement for the analyst's time and research.
The rating itself stays with our editor and follows what the documents show, so we cannot promise a particular result. When a review changes the file, this page notes that the bank took part, with the date and what was added.
Brought together by the PPLI.com research desk from the files of its booking centres and the public sources listed. The rating is our editorial opinion; read how the overall rating is built.
Important information. Editorial opinion of PPLI.com on the date shown, based on public information, client experience and editorial judgment. Not a statement of fact, a credit rating or investment, legal, tax or financial advice; verify with the bank and your own advisers before acting. No liability is accepted for reliance on this content. Bank names and logos are used for identification only. Ratings are updated every quarter. This is the Q4 2026 edition, and a rating can change between editions if something material happens. Full disclaimer
Rating signed by Noam Cohen, Editor, Bank IntelligenceReviewed 6 November 2026Methodology 2.4Overall rating weighted by UHNW client ratings
Read our Privacy Policy before submitting. Share only the information needed to describe your question; do not include medical records or account credentials.
