UK Asset Protection

What protects a UK resident's offshore bond if the insurer fails, and what protects it from the policyholder's own creditors. Most offshore bonds have no FSCS cover, so the articles here set out, jurisdiction by jurisdiction, what stands behind an Isle of Man, Guernsey, Jersey, Irish or Luxembourg life insurer: compensation schemes, asset segregation and policyholder priority on a winding up. They also cover bankruptcy, the look-back periods for gifts into trust and section 423, and what a trust does and does not shield.